AI-Powered Categorization
50+ intelligent categories: SIPs, food, fuel, rent, subscriptions, EMIs, UPI payments, and more — all auto-detected.
Trusted by 2,400+ users across India
Know exactly where
your money goes
Upload any Indian bank statement. Our AI categorizes every transaction into 50+ categories and gives you an interactive dashboard with drill-down insights — in under 60 seconds.
No credit card required. Free to start. Analyze your first statement in minutes.
Works with all major Indian banks
HDFC BankSBIICICI BankAxis BankKotakCanara BankYes BankIndusIndFederal BankDCB Bank
How It Works
From statement to insights in 3 steps
1
Upload Your Statement
Drag and drop your PDF, Excel, or CSV bank statement. We support all major Indian banks and formats.
2
AI Analyzes Everything
Our AI reads every transaction, categorizes it into 50+ categories, identifies people, and detects patterns.
3
Get Your Dashboard
Instantly explore interactive charts, drill down into categories, track payments by person, and discover trends.
Features
Everything you need to understand your finances
Powerful AI analysis meets intuitive design. Get the complete picture of your financial health.
Interactive Dashboards
Beautiful charts, pie breakdowns, and bar graphs. Click any category to drill down into individual transactions.
People Tracking
See exactly how much you sent or received from each person. Track UPI, NEFT, and IMPS payments automatically.
Monthly Trends
Track income vs expenses over time. Spot spending patterns, seasonal trends, and anomalies at a glance.
Smart Search
Full-text search across all transactions. Find any payment, merchant, or person instantly with keyword search.
Multi-Format Upload
PDF, Excel (.xlsx), or CSV — just drag and drop. Our parser handles different bank statement formats automatically.
2,400+
Active Users
1.2M+
Transactions Analyzed
50+
Smart Categories
95%+
Categorization Accuracy
Testimonials
Loved by finance professionals and individuals
See why thousands trust RupIQ for their financial analysis.
“RupIQ saved me hours every month. I used to manually categorize 500+ transactions — now it does it in seconds with near-perfect accuracy. Game changer for my practice.”
PS
Priya Sharma
Chartered Accountant, Mumbai
“Finally a tool that understands Indian bank statements. The AI correctly identified UPI payments, EMIs, and even GST entries. The dashboard gives me clarity I never had.”
RM
Rahul Mehta
Startup Founder, Bengaluru
“I uploaded my HDFC statement and within 30 seconds had a complete breakdown of where my money goes. The people tracking feature is brilliant — I can see exactly what I owe.”
AK
Ananya Krishnan
Freelance Designer, Chennai
“I recommend RupIQ to all my clients. The drill-down insights and monthly trend charts make financial planning conversations so much more productive.”
VS
Vikram Singh
Financial Advisor, Delhi
Bank-Grade Security
Your financial data is safe with us
We take data security as seriously as you take your finances. Your bank statements are processed securely and never shared with anyone.
End-to-End Encryption
All data encrypted in transit (TLS 1.3) and at rest
No Third-Party Sharing
Your data is never sold, shared, or used for advertising
Isolated Processing
Each file is processed in a sandboxed environment
Delete Anytime
Full control — delete your data whenever you want
SOC 2 Compliant Infrastructure
Hosted on Vercel with enterprise-grade security standards
FAQ
Frequently asked questions
Which banks are supported?
We support all major Indian banks including HDFC, SBI, ICICI, Axis, Kotak, Canara, Yes Bank, IndusInd, Federal, DCB, and any bank that exports statements in PDF, Excel, or CSV format.
Is my financial data secure?
Absolutely. Your data is encrypted in transit and at rest. We never share your data with third parties. Files are processed in isolated environments and you can delete your data at any time.
How accurate is the AI categorization?
Our AI achieves over 95% accuracy across 50+ transaction categories. It understands Indian transaction formats including UPI, NEFT, IMPS, EMI, and merchant-specific patterns.
How long does analysis take?
Most statements are fully analyzed in under 60 seconds, regardless of the number of transactions. You get a complete interactive dashboard instantly.
Can I use it for business accounts?
Yes! RupIQ works with both personal and business bank statements. It correctly identifies GST entries, vendor payments, salary disbursements, and other business transactions.
Ready to understand your finances?
Join 2,400+ users who already have clarity on their spending. Upload your first statement and get insights in under 60 seconds.
No credit card required. Works with all major Indian banks.